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Closing date is
21st December 2009
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Instant Cover Golf Insurance
Policy Summary
When you become an Elite Golf Solutions member and choose one of our insurance options, your cover will begin immediately with no additional forms to complete. Our golf insurance is provided by Golfguard Ltd UK (underwritten by Lloyds).
Compare us with our Competitors!
Insurance cover is only available to members with a UK residential address. The 12 month policy provides full UK cover and also provides cover outside the UK for 120 days anywhere in the world. The table below summarises the 3 levels of cover available.
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Silver |
Gold |
Platinum |
Notes |
| Cost of Policy with 12 months EGS Membership |
£31.95
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£46.95
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£61.95
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These memberships, with insurance, also include the Golf Handicap card. |
| Sample Schedule |
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| Personal Liability Cover up to |
£5,000,000 |
£5,000,000 |
£5,000,000 |
In the event an insured member becomes legally liable for injury or damage they cause whilst playing golf |
| Non-Negligence Cover to |
£5,000 |
£5,000 |
£5,000 |
In respect of third party property damage caused by an insured member (irrespective of legal liability) |
| Personal Accident to |
£50,000 |
£50,000 |
£50,000 |
In respect of an accident while playing golf to an insured member resulting in death, loss of limb or eye(s); permanent total disablement |
| Hole in One to |
£100 |
£100 |
£100 |
In respect of reimbursement of a bar bill following a hole in one achieved in an official club or society competition. This achievement must be verified by the club secretary and the bar bill incurred on the day must be forwarded to us together with the card. |
| Golf Equipment Cover to |
N/A |
£1,000 |
£2,000 |
Following theft, loss or damage the insured’s golf equipment would be replaced on a New for Old basis to £1,000. Please note cover under this section is subject to certain excesses, exclusions and conditions as detailed in the attached full terms and conditions |
| Club Subscription to |
N/A |
£1,500 |
£1,500 |
This benefit would apply in the event an insured member suffered an accident whilst playing golf rendering them unable to play golf for more than 60 consecutive days |
| Hospital Cover to |
N/A |
£700 |
£700 |
Following an accident to an insured member whilst playing golf that resulted in emergency hospitalisation exceeding 24 hours a benefit of £50 per day would be paid up to £700. |
| Dental Treatment to |
N/A |
£300 |
£300 |
If as a result of an accident whilst playing golf an insured member required emergency dental treatment they would be insured up to £300. |
| Hire of Golf Equipment to |
N/A |
£250 |
£250 |
Hire charges would be paid to an insured member following loss of golf equipment whilst abroad |
| Loss of Golfing Trophies to |
N/A |
£1,000 |
£1,000 |
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| Personal Effects up to |
N/A |
£500 |
£500 |
In respect of theft or damage of personal effects whilst in the clubhouse (certain conditions apply which are detailed in the policy) |
| Tournament Entry Fees to |
N/A |
£250 |
£250 |
If prepared tournament entry fees have been paid and subsequently have to be cancelled due to accident or sickness reimbursement of the financial loss will be made to a limit of £250 |
Compare us with our Competitiors
| Policy Option |
Elite Golf Gold Cover ↓ |
Golfplan |
Golfcare Bronze Cover |
Nevada Bob's Bronze Cover |
| Website Link |
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| Territorial Limits |
UK + 120 days worldwide |
Worldwide |
UK |
UK |
| Worldwide Extension Option |
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£10 |
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| Personal Liability |
£5 Million |
£5 Million |
£5 Million |
£5 Million |
| Personal Accident |
£50,000 |
£2,500 |
£50,000 |
£50,000 |
| Golfers accidental damage to third party property |
£5,000 |
£2 Million |
£2,500 |
£2,500 |
| Club subscription reimbursement |
£1,500 |
£500 |
£1,000 |
£1,000 |
| Golf Equipment (theft, loss, damage) |
£1,000 |
£1,000 |
£1,250 |
£1,250 |
| Hole in one |
£100 |
£50 |
£150 |
£150 |
| Dental Treatment |
£300 |
- |
£350 |
£350 |
| Golf Equipment hire (in event of theft or loss) |
£250 |
£100 |
£200 |
£200 |
| Personal effects |
£500 |
£250 |
- |
- |
| Tournament entry fees |
£250 |
£150 |
- |
- |
| Hospital Cover |
£700 |
- |
- |
- |
| Loss of golfing trophies |
£1,000 |
- |
- |
- |
| Total Annual Premium |
£25.00 |
£39.50 |
£29.99 / £39.99 |
£29.99 |
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