
20% Discount on golfguard worldwide golf insurance is available to members of Elite Golf Solutions Ltd. Golfguard will also give you a further 10% discount on annual travel insurance cover if you arrange both at the same time.
When you subscribe with Elite Golf Solutions you'll receive your discount code with your confirmation email. If you joined prior to 1st April 2006 please contact us at sales@elitegolfsolutions.co.uk to request your discount code.
It is said that imitation is the sincerest form of flattery and since its inception over 20 years ago Golfguard has had many competitors. Today, although golf insurance is a highly competitive business, Golfguard has few rivals and enjoys the support of leading underwriters at Lloyd's.
Golf Insurance
- Golfguard caters for all types of golf insurance including:-
- cover for the individual amateur golfer and their equipment
- arranging group cover for all the members of a Golf Club or Society
- Golfguard insures Golf Clubs and their buildings
- arranging cover for golf buggies
- and cover for Hole in One prizes for Society and Company golf days.
Travel Insurance
Golfguard continues to expand and in response to demand from its members they have introduced the Golfguard Travel Insurance, providing cover for all golfing and non-golfing holidays for people up to the age of 79 at highly competitive premiums. Cover is available for single trips, annual policies and wintersports.
The success and the popularity of Golfguard’s policies is testimony to their goal:
"To provide the best possible cover at the best possible price whilst giving the best possible service."
Summary of Golf Insurance Benefits
- PERSONAL LIABILITY
For the personal negligence of the insured arising out of participation in golf up to £5,000,000 for any one accident. Non Negligence Cover – Accidental damage to third party property up to £5,000.
- PERSONAL ACCIDENT
The following benefits will be payable provided that the accident is suffered by a policy holder whilst taking part in golf, up to the age of 85 and resulting within 12 months of the accident.
Benefits
Death |
£50,000[£4,000 juniors] |
Loss of or loss of use of limb[s] or eye[s] |
£50,000 [£4,000 juniors] |
Permanent total disablement |
£50,000 [£4,000 juniors] |
- GOLF EQUIPMENT
Will be replaced on a New for Old basis following theft, loss or damage to the selected sum insured.
Main exclusions:
A] The first £35 of each claim. (£100 in respect of loss/theft of golf equipment from unattended cars or outside of the clubhouse/proshop )
B] Cover from commercial vehicles, taxis or vehicles used as such.
- CLUB SUBSCRIPTION
Reimbursement of Club Subscription in the event of an accident whilst playing golf rendering the insured unable to play golf for more than 60 consecutive days, up to £1,500
- HOSPITAL COVER
Following an accident, whilst participating in golf, resulting in emergency hospitalisation exceeding 24 hours, a benefit of £50 per day will be paid up to £700.
- DENTAL TREATMENT COVER
Emergency dental treatment as a result of injury to insured’s teeth caused by a direct blow whilst playing golf - Limit £300
- HIRE OF GOLF EQUIPMENT
Hire charges up to £250 following loss of equipment which is subject to a claim under the policy during overseas travel.
- LOSS OF GOLFING TROPHIES
Up to £1,000 where there is no other insurance in force.
- PERSONAL EFFECTS UP TO £500
Theft or damage of personal effects whilst in the clubhouse [Limit of £100 any one article].
- TOURNAMENT ENTRY FEES
Up to £250
- HOLE IN ONE UP TO £100
Reimbursement of your bar bill up to £100 in respect of a HOLE IN ONE achieved in an official Club Competition which must be verified by the Club Secretary.

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